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We Help Our Clients
Make Smart
Financial Decisions

Heath insurance is complicated.
Purchasing the RIGHT health insurance is even more complicated.
Let us Help you make the best fincancial Decision that's suitable for you, your family, or your company's employees.

Homepageslider
We Help Our Clients
Make Smart
Financial Decisions

Heath insurance is complicated.
Purchasing the RIGHT health insurance is even more complicated.
Let us Help you make the best fincancial Decision that's suitable for you, your family, or your company's employees.

Homepageslider
We Help Our Clients
Make Smart
Financial Decisions

Heath insurance is complicated.
Purchasing the RIGHT health insurance is even more complicated.
Let us Help you make the best fincancial Decision that's suitable for you, your family, or your company's employees.

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Our Services

Health insurance is complicated. Purchasing the RIGHT health insurance is even more complicated. Let us HELP you make the BEST financial decision that's suitable for you, your family, or your company's employees.

Life Insurance

We will evaluate individual circumstances, financial goals, and family dynamics to determine the appropriate coverage amount and policy type.

Employee Benefits

We offer comprehensive employee benefit packages, including health insurance, retirement plans, disability coverage, and other valuable perks.

Telemedicine Programs

We are able to enhance member healthcare accessibility by offering telemedicine programs, allowing convenient remote access to medical professionals for consultations and diagnoses.

Education and Consultative Services

Want to improve your "Health IQ"? We provide educational services to help everyone better understand the healthcare financing world and the constant change that's taking place around transparency of the cost of care. The more you know the better decisions you can make to lower the cost of what you pay for your healthcare.

Individual Health Insurance Marketplace Plans

We are certified in the Affordable Care Act Health Insurance Marketplace Plans and provide expert advice and guidance in this area of coverage assisting you with understanding the Advanced Premium Tax Credit and other subsidies you may be eligible for.

Non-Insurance Programs

Enhance healthcare accessibility through telemedicine or Direct Primary Care relationships that allow for a low cost and convenient way to have improved access medical professionals for consultative, diagnostic, and treatment services. We can connect you to additional non-insurance Medical Cost Share memberships that provide you with more control, transparency, and lower cost options.

Working Process

How It Works

Let us do the hard work for you by providing guidance and support throughout the entire process

01

Contact Us

Start with an inquiry to begin. Everything starts with conversation.

02

Schedule Meeting

Arrange a time and date to meet with one of our insurance experts.

03

Meet with Agent

Discuss with your expert to decide the best policy for your needs.

04

Lives Protected

Enjoy peace of mind knowing that you are protected in the most affordable way possible.

Team

Meet Our Experts

Our team of professionals have over 50 years of combined experience of serving the healthcare financing needs of our clients in Texas and Oklahoma.

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Kelly Fristoe
Owner & Founder
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Cherrie Bradberry
Administrative Assistant
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Isha Howerton
Account Manager
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David Cook
Agent
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Jana Fristoe
RN, BSN
Why Choose Us

The insurance industry has become more complex with the passing of time. Our team of insurance experts is here to help you navigate through the process of securing yourself, your family, and your company's future.

Service With Love

Our Insurance Experts are dedicated to you, your family, and your employees.

Client Focused

We help you make more affordable healthcare decisions.

Individual Support

Our experts will provide insight on the everchanging policies centered around healthcare.

Testimonials

What Clients Are Saying

Your reputation is in the hands of others. That's what reputation is. You can't control that. The only thing you can control is your character.

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“The cost of our company’s health plan was spiraling out of control. No other agent had discussed the strategies that you advised us on. Now our employees have good coverage that we can continue to afford. Thanks a million!”

Harry P.

“When our baby was born, we had no idea how we were going to handle the added expenses of buying healthcare. You made the process so easy. Thank you!”

Melanie P.

“Thank you! Someone finally has helped me understand this ACA stuff and how me and my family can afford to buy decent coverage. If it were not for your help and advice we would have spent a lot of unnecessary dollars!”

Eugene F.